A lapsed address, and people still looking for it
A website trading as Debt Advice Direct used this address until the domain name lapsed and was not renewed. People still search for it — usually because they gave their details to it, or believe they have a debt plan arranged through it, and now cannot find anyone to ask.
This site exists to give those people somewhere useful to land instead of an error page. It says plainly what is known about the previous site, which is not much, and it is equally plain about what is not known. Several unconnected businesses use similar names, and naming the wrong one would be worse than saying nothing.
Most of the value here is in the second half: a set of steps anyone can follow to find out who actually holds their debt plan, whether the firm taking their money is authorised, and where to get free help.
What is on the site
- What is known about the previous site, what could not be established, and the similarly named businesses that are not connected to it.
- Practical guides — tracing who holds your debt management plan, checking a firm on the FCA register, the differences between a DMP, an IVA and bankruptcy, and how to spot a debt advice scam.
- Contact details for every free debt advice service in the UK.
Andrew Gorton
My name is Andrew Gorton and I write and publish this site myself, from the United Kingdom. I am not an insolvency practitioner, a solicitor or a debt adviser, and nothing here is advice about your own circumstances. What I do have is fifteen years working in digital marketing for the UK debt and insolvency sector, which means I am used to reading company filings, insolvency notices and regulatory registers, and I know which of them actually answer a member of the public’s question.
Everything factual on this site is taken from a public source that is linked so you can check it yourself: the Companies House register, The Gazette, the Individual Insolvency Register, the Register of Insolvencies in Scotland, and the Financial Conduct Authority register. Where the record is thin or contradictory, the page says so rather than filling the gap with a guess.
Write to enquiries@ivaadviceonline.com if something here is wrong. Corrections are made quickly and without argument.
How this site pays for itself
Two things are worth being straight about.
Advertising. This site carries advertisements served by Google AdSense. I have no control over which advertisers appear and no relationship with them. An advertisement on this page is not a recommendation, and you should treat any debt product advertised here exactly as sceptically as you would treat one anywhere else.
A commercial connection. I also publish ivaadviceonline.com, which is a commercial website about Individual Voluntary Arrangements. It is not a charity and not a free advice service. I mention it here because you are entitled to know that the person writing about debt companies also has a commercial interest in the sector, rather than finding it out later.
Neither of those changes the advice on this site, which is the same on every page: if you are struggling with debt, start with one of the free, impartial services listed below. They cost nothing, they are regulated, and none of them will sell you anything.
Corrections and complaints
If a page here is inaccurate, out of date, or unfair to someone, email enquiries@ivaadviceonline.com with the detail. I check it against the public record and correct or remove it. If you were involved with the business described on this site and want your account of events recorded, send it and I will publish a fair summary of it.
This site is not connected to, endorsed by, or a continuation of any company or website that previously used this domain name.